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Home Ownership and Home Maintenance

Habitat for Humanity
P.O. Box 297, Versailles, MO 65084
573-374-3398

Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities.




USDA Single Family Housing Direct Home Loans and Guaranteed Loans
573-443-8706, ext. 1040

USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low, very-low, and moderate income families living in rural areas (outside the Columbia city limits) to make affordable homeownership a reality (a family from 1 - 4 members can make up to $44,150 in Benton, Hickory or Morgan County). This program assists moderate, low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.  No down payment is required. Payment assistance is a type of subsidy that reduces the mortgage payment, and the amount of assistance is determined by the adjusted family income.



West Central Missouri Community Action 
303 W. Newton, Versailles, MO 65084
573-378-4432
West Central In-Home agency is dedicated to provide quality services to the elderly and disabled so that they may maintain independent living. Homemaker chores, personal care, nursing services, and respite services are provided with dignity and respect to meet the needs and choices of our clients. These services are provided in a timely and confidential manner while maintaining the integrity of the agency.

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